6. If certain products are only making small positive gross margin percentages, shouldn’t that be sufficient to justify their existence and valued contribution?

Products making only small positive gross margin percentages, are not doing enough to justify their existence, for the following reason.

  • They do not cover their share of all indirect expenditure. Indirect overheads cover selling, administrative, and finance expenses. Using the following example to illustrate. 

 

Product A is making a gross margin of 1%. The combined selling, administrative, and finance expenses, for the business equals 12% of sales. We argue then that 12% of each sales dollar generated has to cover the indirect overheads, consisting of all selling, administrative, and finance expenses. Therefore Product A is effectively making an 11% net loss.
Gross Margin (1%) MINUS Indirect overheads (12%) = NET LOSS -11%.

 

If the product in the above example is to be kept, the following would need to occur 
to enable it to have a net profit-

  • Reduce the direct costs of producing the product.
  • Increase the price of the product.

 

We have come across those that firmly believe that any product earning a small gross positive margin is still offering a valued contribution to their business. What they fail to understand is that the small margin is only reducing a net loss that has already been incurred by the business. If we change the above example and assume that every product sold had a gross margin of 1%, then the net loss for the business would be 11%.

 

There is only one situation where it would be justified to keep product A. That would be a situation when there were other products sold to the same customer with high profit margin percentage’s. To avoid upsetting the customer, and risk losing a substantial amount of profit generated by that customer (if that customer went to another supplier), it may pay to carry the net loss that product is contributing to.

 

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